We are renewing with CHUBB for all our home/auto/umbrella policies. Much better coverage than we had, and it will include “content insurance” for our condo in SXM, which we had a separate policy for with NAGICO. The “passport 360” travel coverage was an additional endorsement for 374 a year and is worldwide not just Caribbean. Also the auto policy actually does cover “auto liability” worldwide. One of the few companies that does offer it.