We are fraidy cats as my posts will indicate especially regarding cruises and Italy. Well aware and haven’t left my bunker in 16 days.

But if the world opens up, zooming into SXM and doing my same limited movement from bed to beach, the risk might be the same there as here. If they will have me.

I want most of my ashes spread there anyway.

That’s why the insurance Idea, in case we throw the plans in the trash.

Some might say we have to bunker/hunker down for 18 months. We will walk out into a full blown depression, by then.