All depends on the CC that you have. Have a CC for years that provides primary coverage worldwide at no charge. Annual fee is $95. But the coverage is what I want and for the fee, that is fine.

Had the card for years, just about deleted it, but then it went to Mastercard worldwide. Requires a pin, etc for all purchases even in the US.

The deal is "Primary Coverage".... that is not the same as secondary coverage. So even in the US it would never go against my personal insurance.

Eric


Eric Hill
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