A qualified captain should be fully responsible for safe sailing. You might want to get the newest edition of The Cruising Guide to the Virgin Islands by Simon Scott, 21st Edition 2022, to help with planning your itinerary. It's available on Amazon. Unfortunately, things are still changing, e.g., BEYC status, so current local knowledge is what you need. Your captain should a good resource for that. If not, you got the wrong captain.