From other reports on this forum, many choose to use personal insurance. This does not meet the strict requirements that have been detailed as requirements-in addition to the health insurance part there are requirements for Med-evac and quarantine expense. From what has been observed here, few questions seem to be asked, and if asked flashing your insurance card seems to work.

However there are some new things to consider. In an environment where Covid is present in a new form, i.e. the BA.2 sub-variant, and therefore becomes more prevalent and at risk of being contracted one should consider the financial implications of testing positive. Vaccination or prior illness appears to protect against severe illness, so if you fall into one of those categories the issue is paying for quarantine in a place that costs a lot of money to stay, and is the insurance worth the cost?

The issue is what an extra 7-10 days food and lodging and rescheduled travel would cost out of pocket per person versus cost of insurance just for these expenses. There are many places that just offer this coverage rather than full trip insurance. Something to consider before travelling.