The cost of extending your time away can be significant for working folks, less so for retirees…But we would never consider traveling without trip insurance, even during non-pandemic times. Just the consolidation of flights and tightened schedules make meeting connections hit or miss so trip interruptions are more common today…And even for direct flights delays happen…We’ve been reimbursed for overnights and lost rentals multiple times and we are ahead of the game. Also for medical emergencies involving hospital stays with immediate reimbursement by Allianz…. And of course the medical/medivac coverages are extremely important (pre-travel, during travel, and after), unless you have existing, PRIMARY international medical/medivac coverages?
We pay ~$150 - $200/couple for 6 months of excellent coverage so it is a no-brainer for us…Some folks here prefer MedJet for the 5* medivac service, it just depends on your situation, and what you want to pay.

"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain