Apparently the one on the reef off Moskito happened yesterday evening. Much harder to see that reef at sunset/dusk but still a really dumb mistake when the entrance to Gorda Sound is well marked and well known.
If I had to guess it looks like they were shooting straight for Leverick and didn't realize there was a reef in the way.....
Should have been in by dusk...I have been on that boat before. Sea Ranch. Good boat.