Well insured is not fully insured. Our fleet is well insured as well but boat insurance certainly isn’t like home owners insurance. With all the crap I have seen out there, especially over the last two years, I am starting to rethink having a boat in charter. For many it is a business decision - for me it is a little more than that. I get emotionally attached - yeah my bad - but the disregard I have seen on Facebook etc for others personal property just amazes me. There wouldn’t be boats for people to charter if all the owners pulled out.