I was thinking about October, so you may be right.

We normally go in October because we love not having a crowd. Of course, if you’re the “gotta have at least a couple of good parties”, then don’t go in October. For example, while Soggy’s is open, when we there in Oct 2019 it was only the four of us. Only a couple of the restaurants were open and if one of the other couple of boats in the mooring field were charters I didn’t see any name brand on the boats. Coopers is probably the most popular place in October.

Always buy the insurance if you’re going in October. Irma killed our trip in 2017, but insurance paid up. One of our party recently had a medical situation where we may have to cancel our trip. While I’d hate to miss it, I’m not worried about losing the down payment and such.