That "big house" has nothing to do with BSV. And as far as very close to the water, that isn't exactly up to the business. Sand comes and goes. And YES, we travel about the island when we visit. Mary's Boon is a lovely old time resort, but it's not "all that", like you think. Cocos cost a whole lot more than BSV. I would love to stay at a private villa every time, but money is a consideration.
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