plequerre said:
You understood well. What happened is I paid several Grand Case restaurants in US dollars, using a Visa Debit Card. The restaurants asked me if I wanted to be charged in USD or in Euros. I said dollars so the CC receipt I signed was in dollars and my bank still charged me fees which were described as foreign transaction fees! Nothing to do with the restaurants but I wanted to mention it in case someone else faces the same situation.
If I understand it correctly, your bank was correct in charging that fee, doesn't matter if the charge was in USD or Euros, because the restaurants uses a bank in "France" and your bank is "US", so it's a foreign transaction coming into your US bank, they didn't charge a conversion fee as it was charged in USD. That's how it was explained to me. Hope that makes sense
