Bank of America Travel Visa also does not charge exchange fees and does accumulate points. They offer a good deal on travel charges but the CATCH seems to be that the travel related stuff has to be booked thru the BOA Travel site, kind of sneaky. Still working on trying to figure out how the points and redemption $'s really work. They always tell you how great the deal is for you but somewhere in the mix there has to be a deal for them. From the little exploration I have done to date their travel site seems to be hooked up with Expedia.