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A building permit is only granted by the local authorities if the architect designs buildings in compliance with anti-seismic and anti-cyclonic norms.
St Martin is located in zone 5 (high risk) on the cyclonic map, along with Guadeloupe and Martinique.
The buildings are regularly inspected during construction to make sure they comply.
Insurance companies will cover the risks only if the buildings comply.
Last, there are even stricter regulations governing the construction of buildings in immediate proximity of a public beach.