That is true with Citibank, in particular. We notified them of travel plans and our credit card was hacked each time. Then for several years, we never notified them of travel plans, and the past two times, we had problems with our card being accepted on island, so who knows what to do?? <img src="http://www.traveltalkonline.com/forums/images/graemlins/Mad.gif" alt="" />