Depending on the resort I guess special assessments can be levied for most anything but maintenance fees are usually reserved for routine upkeep of the unit and the resort in general. They would NOT cover a complete tear down of a unit and replacement of everything inside (as suggested)
From SBR:
RMF is a new name and is the same fee previously known as AMF.
RMF also covers the same things as the previous AMF including all operational and maintenance expenses including housekeeping, security, taxes, utilities and insurance costs as well as all capital disbursements of the resort,
