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Travel Insurance #103295
07/20/2016 12:25 PM
07/20/2016 12:25 PM
Joined: Sep 2004
Posts: 510
Pewaukee, WI/St. Thomas VI
goozee Offline OP
Traveler
goozee  Offline OP
Traveler
Joined: Sep 2004
Posts: 510
Pewaukee, WI/St. Thomas VI
Tom and I are taking a two week trip this fall. We have elderly parents and are looking for travel insurance for the airline flight. Any suggestions?

Thanks,

Goozee

BVI Sponsors
Re: Travel Insurance [Re: goozee] #103296
07/20/2016 12:31 PM
07/20/2016 12:31 PM
Joined: Feb 2002
Posts: 3,558
Woodstock, GA
RickinAtlanta Offline
Traveler
RickinAtlanta  Offline
Traveler
Joined: Feb 2002
Posts: 3,558
Woodstock, GA
Why just for the flight? If you can't fly you normally just incur a change fee. Most airlines offer flight insurance when you book. Otherwise go to the sponsor tab here for Insurance.

Re: Travel Insurance [Re: RickinAtlanta] #103297
07/20/2016 03:03 PM
07/20/2016 03:03 PM
Joined: Sep 2004
Posts: 510
Pewaukee, WI/St. Thomas VI
goozee Offline OP
Traveler
goozee  Offline OP
Traveler
Joined: Sep 2004
Posts: 510
Pewaukee, WI/St. Thomas VI
This trip is from Milwaukee to London; Paris to St Thomas. I'm going to book refundable hotels.

Thanks,

Goozee

Re: Travel Insurance [Re: goozee] #103298
07/20/2016 10:49 PM
07/20/2016 10:49 PM
Joined: Nov 2012
Posts: 13
C
CherylWegner Offline
Traveler
CherylWegner  Offline
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C
Joined: Nov 2012
Posts: 13
You may get some kind of travel insurance with the credit card you used for the airline tickets, so make sure you check that first. Also, if you need to come back for your parents, that is probably not covered under the cheap insurance policy. You may have to get the "cancel for any reason" policy, which must be purchased the same day as your airline ticket (or the price goes way up). I've used Travel Guard before...not sure if there are better ones, but I was pleased with them. Good luck, have fun.

Re: Travel Insurance [Re: goozee] #103299
07/21/2016 01:31 AM
07/21/2016 01:31 AM
Joined: Jan 2015
Posts: 270
California
Sunnykm Offline
Traveler
Sunnykm  Offline
Traveler
Joined: Jan 2015
Posts: 270
California
I use Squaremouth.com to purchase travel insurance. The rep dozens of companies and you can easily compare rates and available services. What I look for is "cancel for any reason," lost bags ( 10 hours) and medi-vac to the US. The cost is nominal (around $75 per person) and I feel safe knowing I can cancel if my elderly parents get sick.

Re: Travel Insurance [Re: Sunnykm] #103300
07/21/2016 11:30 AM
07/21/2016 11:30 AM
Joined: May 2008
Posts: 745
C
Cleobeach Offline
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Cleobeach  Offline
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C
Joined: May 2008
Posts: 745
From experience, I can tell you to read the fine print VERY carefully -

different policies kick in at different times as it relates to when the delay/disruption begins/ends.

keep all documentation, absolutely everything. I fought for months to collect one claim. The insurance company refused the claim because they wanted a boarding pass to prove I actually took a flight. (the ticket receipt and a letter from USAirways was not enough?)

Should your plans change due to parental illness, be prepared to work thru a lot of documentation with their doctors. A close friend had to cut two separate vacations short due to her parents' health issues and the claims required considerable paperwork.

Last edited by Cleobeach; 07/21/2016 11:31 AM.
Re: Travel Insurance [Re: Cleobeach] #103301
07/21/2016 12:07 PM
07/21/2016 12:07 PM
Joined: Jun 2009
Posts: 270
trueblue Offline
Traveler
trueblue  Offline
Traveler
Joined: Jun 2009
Posts: 270
re: fine print - read the info about pre-existing conditions very carefully.

Re: Travel Insurance [Re: Cleobeach] #103302
07/21/2016 12:07 PM
07/21/2016 12:07 PM
Joined: Jan 2015
Posts: 270
California
Sunnykm Offline
Traveler
Sunnykm  Offline
Traveler
Joined: Jan 2015
Posts: 270
California
So far, I have been lucky not to need to tender any of the insurance coverage. The ratings on Squaremouth of each of the companies does help me decide. I will keep boarding passes now as a precaution until I see my bag on the carousel--but next BVI trip I am trying carry-on only <img src="http://www.traveltalkonline.com/forums/images/graemlins/Joy.gif" alt="" />

Elderly parents are the reason I choose "cancel for any reason" coverage. With this type of policy no documentation is needed. Just cancel. But the coverage must be purchased within 10 or 14 days of the original purchase of the tickets, it is not available after the initial purchase.

Re: Travel Insurance [Re: Sunnykm] #103303
07/21/2016 06:43 PM
07/21/2016 06:43 PM
Joined: Dec 2005
Posts: 10,213
GJ, CO S/V Long Overdue
sail2wind Offline
Traveler
sail2wind  Offline
Traveler
Joined: Dec 2005
Posts: 10,213
GJ, CO S/V Long Overdue
www.insuremytrip.com is a sponsor. I would also consider adequate emergency evac for your elderly parents. We never travel without insurance. The airline insurance is not very comprehensive.

Re: Travel Insurance [Re: sail2wind] #103304
07/21/2016 07:43 PM
07/21/2016 07:43 PM
Joined: Oct 2014
Posts: 2,131
Ontario, Canada
warren460 Offline
Traveler
warren460  Offline
Traveler
Joined: Oct 2014
Posts: 2,131
Ontario, Canada
So, where can Canadians purchase trip cancellation insurance?


Warren S/V Scuba Doo
Lagoon 50 (winner of best crewed yacht under 55 feet at the St. Thomas crewed yacht boat show).

https://www.cyabrochure.com/ebn/2307/pdyrX/6642/4///
Re: Travel Insurance [Re: sail2wind] #103305
07/21/2016 10:32 PM
07/21/2016 10:32 PM
Joined: Jan 2015
Posts: 270
California
Sunnykm Offline
Traveler
Sunnykm  Offline
Traveler
Joined: Jan 2015
Posts: 270
California
sail2wind

I will use the board sponsor for my next trip! thank you for letting us (me!) know.

Karen

Re: Travel Insurance [Re: Sunnykm] #103306
07/22/2016 07:27 PM
07/22/2016 07:27 PM
Joined: Feb 2002
Posts: 3,558
Woodstock, GA
RickinAtlanta Offline
Traveler
RickinAtlanta  Offline
Traveler
Joined: Feb 2002
Posts: 3,558
Woodstock, GA
As in my previous post I also use and recommend InsureMyTrip

Re: Travel Insurance [Re: RickinAtlanta] #103307
07/25/2016 01:32 PM
07/25/2016 01:32 PM
Joined: Apr 2016
Posts: 48
FL/NC
F
FLMarine Offline
Traveler
FLMarine  Offline
Traveler
F
Joined: Apr 2016
Posts: 48
FL/NC
I only got travel insurance once several years ago when I was on active duty in the Marines. I had to cancel the flight due to an unexpected military exercise that came up last minute. I had got it through one of those online travel websites like expedia or orbitz.

I called up the number and was told I had to get a notarized note from my commanding officer that I couldn't make the flight. Yea, I was going to bother the CO with having him write out a letter.... I think not.

Read the fine print before you purchase it, because it could be a waste of money.

Re: Travel Insurance [Re: FLMarine] #103308
07/25/2016 02:30 PM
07/25/2016 02:30 PM
Joined: Sep 2004
Posts: 510
Pewaukee, WI/St. Thomas VI
goozee Offline OP
Traveler
goozee  Offline OP
Traveler
Joined: Sep 2004
Posts: 510
Pewaukee, WI/St. Thomas VI
Thank you for all of your replies.

Goozee

Re: Travel Insurance [Re: warren460] #103309
07/25/2016 02:38 PM
07/25/2016 02:38 PM
Joined: Jun 2004
Posts: 6,098
Maryland
Twanger Offline
Traveler
Twanger  Offline
Traveler
Joined: Jun 2004
Posts: 6,098
Maryland
We have always bought the insurance, and have had to make two claims. Saved us a ton of money.


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