Traveltalkonline.com Forums


BVI Cruise Schedule TTOL Sponsors BVI Travel Calendar
Forum Statistics
Forums39
Topics38,432
Posts310,084
Members26,538
Most Online2,218
Jan 21st, 2020
Top Posters(30 Days)
RonDon 115
pat 42
jazzgal 40
Todd 40
Member Spotlight
Angelface
Angelface
Washington, DC/SXM
Posts: 1,144
Joined: July 2002
Show All Member Profiles 
Today's Birthdays
ecco, OceanDrop, vincent
Who's Online Now
34 registered members (Kiles41, ColoBoater, Halcyon, Zanshin, Kathleen, RickinAtlanta, SXMScubaman, bailau, SURICK, OceanSong, JerseyPal, eightzerobits, CJIMI, CaribbeanCanadians, Donaegada, blooming, Fletch, cabokid, caribbeangirl13, timnboston, RickG, Fran, Bernd, kaba, 10 invisible), 959 guests, and 62 spiders.
Key: Admin, Global Mod, Mod
Previous Thread
Next Thread
Print Thread
Rate Thread
Travel Insurance - Who are you using? #246479
02/03/2021 10:29 PM
02/03/2021 10:29 PM
Joined: Jan 2021
Posts: 15
Seattle, wa
J
Java230 Offline OP
Traveler
Java230  Offline OP
Traveler
J
Joined: Jan 2021
Posts: 15
Seattle, wa
Who are you all using for travel insurance that covers COVID?

BVI Sponsors
Re: Travel Insurance - Who are you using? [Re: Java230] #246483
02/03/2021 11:27 PM
02/03/2021 11:27 PM
Joined: Mar 2012
Posts: 793
Redmond, WA
MrEZgoin Offline
Traveler
MrEZgoin  Offline
Traveler
Joined: Mar 2012
Posts: 793
Redmond, WA
Our boat is with Moorings, I just got the Moorings travel insurance. Not sure that I really need it, but it was accepted last time.


M4000 "Lio Kai"
Re: Travel Insurance - Who are you using? [Re: Java230] #246484
02/03/2021 11:54 PM
02/03/2021 11:54 PM
Joined: Oct 2009
Posts: 771
P
phillygirl7 Offline
Traveler
phillygirl7  Offline
Traveler
P
Joined: Oct 2009
Posts: 771
When you fill out the EHAS form for entry into St. Maarten, I do believe it is now mandatory that you buy $30 of covid insurance. You pay for it when you are submitting approval documentation.

Re: Travel Insurance - Who are you using? [Re: Java230] #246492
02/04/2021 08:28 AM
02/04/2021 08:28 AM
Joined: Nov 2006
Posts: 508
long island, new york
M
macaroni Offline
Traveler
macaroni  Offline
Traveler
M
Joined: Nov 2006
Posts: 508
long island, new york
I went on to Squaremouth and put covid coverage as a filter... then pretty much picked the cheapest one...Hoping it is OK... have not gotten much feedback on exactly what the coverage must say... this one says covid covered under trip cancellation and covid is covered under medical.....we don't go until March...
Trawick International is the name...

Last edited by macaroni; 02/04/2021 08:29 AM.
Re: Travel Insurance - Who are you using? [Re: phillygirl7] #246499
02/04/2021 10:02 AM
02/04/2021 10:02 AM
Joined: Aug 2000
Posts: 82,478
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,478
Central Florida!
phillygirl--that is true of SXM, yes, but this is the BVI forum.


Carol Hill
Re: Travel Insurance - Who are you using? [Re: Java230] #246516
02/04/2021 02:12 PM
02/04/2021 02:12 PM
Joined: Mar 2017
Posts: 24
S
Stevepoz Offline
Traveler
Stevepoz  Offline
Traveler
S
Joined: Mar 2017
Posts: 24
We bought ours through Travel Guard. Covers illness but not quarantine

Re: Travel Insurance - Who are you using? [Re: MrEZgoin] #246527
02/04/2021 03:48 PM
02/04/2021 03:48 PM
Joined: Dec 2018
Posts: 1,344
Washington DC
B
bailau Online content
Traveler
bailau  Online Content
Traveler
B
Joined: Dec 2018
Posts: 1,344
Washington DC
Originally Posted by MrEZgoin
Our boat is with Moorings, I just got the Moorings travel insurance. Not sure that I really need it, but it was accepted last time.


was the insurance the one they build into the quote?

Last edited by bailau; 02/04/2021 03:50 PM.
Re: Travel Insurance - Who are you using? [Re: Stevepoz] #246537
02/04/2021 05:39 PM
02/04/2021 05:39 PM
Joined: Nov 2006
Posts: 508
long island, new york
M
macaroni Offline
Traveler
macaroni  Offline
Traveler
M
Joined: Nov 2006
Posts: 508
long island, new york
Originally Posted by Stevepoz
We bought ours through Travel Guard. Covers illness but not quarantine


Stevepoz- have you used it yet, uploaded it? Just curious if anyone has run into an issue with the type of insurance they get.

Re: Travel Insurance - Who are you using? [Re: Java230] #246548
02/04/2021 07:36 PM
02/04/2021 07:36 PM
Joined: Jan 2008
Posts: 434
Northern IL
bagsarepacked Offline
Traveler
bagsarepacked  Offline
Traveler
Joined: Jan 2008
Posts: 434
Northern IL
I saw something on one of the BVI Abroad Facebook page recently posted and saved it. Having not traveled there yet I cannot vouch for it but thought I would share it.
www.auraassistance.com
Apparently they are approved by the Gov of the VI. Price is 9.75 USD a day and seems pretty comprehensive.

While my health insc. covers me globally and for Covid (with lots of phone calls for approval of services for anything major), for 9.75 a day I would think about using this. My thought is that if its approved by the Government and I need medical assistance it may be easier to have that than deal w my heath insc. company.

Last edited by bagsarepacked; 02/04/2021 07:38 PM. Reason: I cannot type!
Re: Travel Insurance - Who are you using? [Re: bailau] #246558
02/04/2021 10:00 PM
02/04/2021 10:00 PM
Joined: Mar 2012
Posts: 793
Redmond, WA
MrEZgoin Offline
Traveler
MrEZgoin  Offline
Traveler
Joined: Mar 2012
Posts: 793
Redmond, WA
Originally Posted by bailau
Originally Posted by MrEZgoin
Our boat is with Moorings, I just got the Moorings travel insurance. Not sure that I really need it, but it was accepted last time.


was the insurance the one they build into the quote?


We are using owner time, so it may be a bit different. The insurance does appear on the invoice ( about $170 per person ). I upload that invoice both as proof of insurance and covid lodging. It may not be a great value, but it seemed easiest and it worked out in December.


M4000 "Lio Kai"
Re: Travel Insurance - Who are you using? [Re: Java230] #246617
02/05/2021 11:52 AM
02/05/2021 11:52 AM
Joined: Jul 2020
Posts: 520
Bay Area
H
Husker Offline
Traveler
Husker  Offline
Traveler
H
Joined: Jul 2020
Posts: 520
Bay Area
We got our travel insurance from Forbes/SquareMouth/Travel Safe. For basic coverage (excluding trip cancellation) is was $118 for two of us for 15 days. It was accepted by BVI

This is the link I used to get a quote:

https://www.squaremouth.com/22390-4195/axa-assistance-usa

Re: Travel Insurance - Who are you using? [Re: Husker] #246627
02/05/2021 12:39 PM
02/05/2021 12:39 PM
Joined: Nov 2006
Posts: 508
long island, new york
M
macaroni Offline
Traveler
macaroni  Offline
Traveler
M
Joined: Nov 2006
Posts: 508
long island, new york
Did you just upload the 1 page policy info? Was Travel Safe the name of the Insurance Company that you used?

Re: Travel Insurance - Who are you using? [Re: macaroni] #246649
02/05/2021 02:29 PM
02/05/2021 02:29 PM
Joined: Jul 2020
Posts: 520
Bay Area
H
Husker Offline
Traveler
Husker  Offline
Traveler
H
Joined: Jul 2020
Posts: 520
Bay Area
Yes, Travel Safe Insurance.

Re: Travel Insurance - Who are you using? [Re: Java230] #246694
02/05/2021 08:14 PM
02/05/2021 08:14 PM
Joined: Oct 2013
Posts: 663
Vail, CO/St. Thomas, USVI
caribbeangirl13 Online content
Traveler
caribbeangirl13  Online Content
Traveler
Joined: Oct 2013
Posts: 663
Vail, CO/St. Thomas, USVI
We just used our normal Blue Cross/Shield coverage and it was accepted. They are really just concerned with the medical insurance. If you get sick they want to know that your hospitalization will be paid for and that if their hospital can't handle you, you are covered to be flown elsewhere.


Sue
s/v Ripple
Leopard 40

[Linked Image]
Re: Travel Insurance - Who are you using? [Re: Java230] #263535
09/06/2021 08:04 PM
09/06/2021 08:04 PM
Joined: Oct 2009
Posts: 1,647
Memphis, BVI, CT
R
RatmansWife Offline
Traveler
RatmansWife  Offline
Traveler
R
Joined: Oct 2009
Posts: 1,647
Memphis, BVI, CT
There are two questions: what will it take to get government approval to enter the territory, and what do you need to protect yourself financially. The first can be a letter from your medical insurer saying it covers you internationally. The second is more complicated, as there are a number of risks.

What happens if your pre-travel test is positive and you have to cancel your trip? Can your tickets be refunded or credited? What about your house or boat rental? If you test positive on arrival or prior to departure, can you afford to quarantine in a hotel (that may not be of your choosing)? What if you require medical evacuation? The answers to these questions will determine what insurance you need.

Re: Travel Insurance - Who are you using? [Re: Java230] #263558
09/07/2021 10:35 AM
09/07/2021 10:35 AM
Joined: Jan 2005
Posts: 1,451
Finger Lake Region
crmoores Offline
Traveler
crmoores  Offline
Traveler
Joined: Jan 2005
Posts: 1,451
Finger Lake Region
Allianz is s one insurer that has clear and explicit language describing their COVID-19 coverages including testing positive (asymptomatically) and incurring costs associated with the required quarantine.
I can also vouch for their extremely prompt and thorough service in an emergency. The questions raised above are all answered by their coverage…

Be aware that you do not always have access to Allianz and other excellent insurers using the comparison sites like Insure My Trip and Squaremouth…

[EDIT] We are using Trawick next year for their even higher medical/medivac limits. But we have a home and don’t need to worry about insurance covering any quarantine costs. But for great COVID-19 coverage and service we cannot recommend Allianz highly enough!

Last edited by crmoores; 09/07/2021 10:56 AM.

"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain
Re: Travel Insurance - Who are you using? [Re: bagsarepacked] #263560
09/07/2021 10:47 AM
09/07/2021 10:47 AM
Joined: Aug 2020
Posts: 51
Gainesville
B
Bo Scott Offline
Traveler
Bo Scott  Offline
Traveler
B
Joined: Aug 2020
Posts: 51
Gainesville
We used AuraAssistance in April and will again in October, I think it was about 9 dollars a day per traveler.

Re: Travel Insurance - Who are you using? [Re: MrEZgoin] #263563
09/07/2021 10:59 AM
09/07/2021 10:59 AM
Joined: Jan 2005
Posts: 1,451
Finger Lake Region
crmoores Offline
Traveler
crmoores  Offline
Traveler
Joined: Jan 2005
Posts: 1,451
Finger Lake Region
Originally Posted by MrEZgoin

We are using owner time, so it may be a bit different. The insurance does appear on the invoice ( about $170 per person ). I upload that invoice both as proof of insurance and covid lodging. It may not be a great value, but it seemed easiest and it worked out in December.


That is very pricey as compared to the comp/medical policies we purchase…


"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain

Powered by UBB.threads™ PHP Forum Software 7.6.1