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Currency
#306399
09/21/2023 11:38 AM
09/21/2023 11:38 AM
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Joined: Dec 2003
Posts: 408 Greer SC
bostonbob
OP
Traveler
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OP
Traveler
Joined: Dec 2003
Posts: 408
Greer SC
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I have never bought too much cash for a one week visit. We are spending 16 days in Nov/Dec. I’m wondering from your experience what is the largest denomination of US dollars that are generally accepted at small shops and beach bars.
Lived most of my life in Massachusetts
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Re: Currency
[Re: bostonbob]
#306404
09/21/2023 12:42 PM
09/21/2023 12:42 PM
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Joined: Apr 2001
Posts: 14,649 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,649
Brookfield, CT.
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We also bring a mix of denominations. Keep in mind, a small shop or business early in the day is less apt to be able to break a large denomination so we really load up our cash with tens and twenties as well as fives for tips. That said, we charge as we go to our no-conversion credit cards and pay it off once home. We save the hundreds for dinners and shopping. And don’t forget, if you start to run low on smaller denominations, the casinos will generally break the larger bills for you. 🙂🙂
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Currency
[Re: bostonbob]
#306406
09/21/2023 12:51 PM
09/21/2023 12:51 PM
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Joined: Aug 2000
Posts: 82,863 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 82,863
Central Florida!
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When you say 'small shops', I wouldn't try to crack a $100 bill when I was going to buy something for $10. My personal rule of thumb is that I wouldn't use a $100 bill at a smaller place unless I was spending at least $50, but that is more out of respect for a merchant. It's very hard for a small merchant to make change if his cash register is full with $100 bills. We usually break our $100 bills at a grocery store or when buying a meal.
Carol Hill
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Re: Currency
[Re: SXMScubaman]
#306409
09/21/2023 12:54 PM
09/21/2023 12:54 PM
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Joined: Aug 2000
Posts: 82,863 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 82,863
Central Florida!
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We usually charge most things at the beginning of the trip, until we see how our cash is going, then usually pay more cash at the end.
Carol Hill
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Re: Currency
[Re: bostonbob]
#306431
09/22/2023 06:49 AM
09/22/2023 06:49 AM
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Joined: Dec 2004
Posts: 5,088 Massachusetts
boucharda
Traveler
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Traveler
Joined: Dec 2004
Posts: 5,088
Massachusetts
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We use no conversion fee credit cards whenever possible and take some cash with us...adding more if needed from a bank ATM (also reimbursded fee). I don't like a lot of cash on me at anytime...
Last edited by boucharda; 09/22/2023 06:50 AM.
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Re: Currency
[Re: MotownTim]
#306439
09/22/2023 08:56 AM
09/22/2023 08:56 AM
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Joined: Apr 2001
Posts: 14,649 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,649
Brookfield, CT.
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What’s a no-conversion credit card? A no conversion fee cc is one that allows you to charge in whatever the local currency is and does NOT add a fee to convert it into US dollars, allowiing you to get the best rate with no add-ons.
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Currency
[Re: bostonbob]
#307929
11/01/2023 12:17 PM
11/01/2023 12:17 PM
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Joined: Apr 2001
Posts: 14,649 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,649
Brookfield, CT.
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Never gotten Euros in all our trips and all our years. Did run across a few errant Francs from another lifetime ago. Changing currency just isn’t an issue. If you are on that side of the island US Dollars are readily accepted at most places or charge in Euros on a cc with no conversion fees. At least, that’s what we do……..
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Currency
[Re: Wahnfried]
#307939
11/01/2023 01:39 PM
11/01/2023 01:39 PM
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Joined: Mar 2007
Posts: 539 Sugar Land, Tx
IslandBoi
Traveler
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Traveler
Joined: Mar 2007
Posts: 539
Sugar Land, Tx
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...but will bring either USD or Euros for smaller transactions... unless you already have euros, you don't need to buy any in the US to bring down to SXM...if you decide you want/need euros, and have an ATM card that doesn't charge any fees and even reimburses local ATM fees (Schwab, Fidelity, etc.), your best exchange rate should be from an ATM on the french side of the island
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