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Re: Car included in house rental
[Re: Andrewb222]
#65224
08/20/2015 08:09 AM
08/20/2015 08:09 AM
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Joined: Aug 2000
Posts: 82,993 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 82,993
Central Florida!
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In addition to the insurance question, I would question whether the car was a rental from a regular rental company, or just 'a car'. If it's just 'a car' and it breaks down on the road on you, who do you call?? find out if it's a rental through a rental car agency and then investigate the rental car agency. If not, tell them you're not interested but would like a reduction on the house rental and see what they say.
Carol Hill
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Re: Car included in house rental
[Re: GaKaye]
#65228
08/25/2015 09:34 AM
08/25/2015 09:34 AM
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Joined: Apr 2001
Posts: 14,654 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,654
Brookfield, CT.
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I agree absolutely, Georgia. Canadian auto policies may very well afford this coverage but at the same time, they might be referring to driving their already covered vehicles anywhere you might drive them as opposed to a rental, and I wonder, too, about cc coverage if the car itself is not rented directly.
For years, upon the absolute assurance of my agent, I thought my US coverages were valid on SXM and you can't imagine how upset I was when I actually had the policy underwriters show me the legalese regarding this. Turns out as you said, we were NOT covered on rental cars on SXM. We were in the USVI...Thank heavens we never needed the coverage. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Car included in house rental
[Re: kim]
#65230
08/25/2015 10:52 AM
08/25/2015 10:52 AM
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Joined: Apr 2001
Posts: 14,654 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,654
Brookfield, CT.
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Great question, Kim!! Anyone ON ISLAND know the answer? <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Car included in house rental
[Re: GaKaye]
#65232
08/25/2015 12:54 PM
08/25/2015 12:54 PM
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Joined: Jan 2008
Posts: 13,145 Ottawa, Ontario, Canada
islandgem
Traveler
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Traveler
Joined: Jan 2008
Posts: 13,145
Ottawa, Ontario, Canada
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Some Canadian insurance companies will cover you for liability outside of Canada. We have a letter which states we are covered in St. Maarten. I think there are only two countries not covered, Ireland and Israel. The I countries must be a big liability! <img src="http://www.traveltalkonline.com/forums/images/graemlins/Grin.gif" alt="" />
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Re: Car included in house rental
[Re: GaKaye]
#65236
08/27/2015 07:59 AM
08/27/2015 07:59 AM
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Joined: Dec 2006
Posts: 104 Oakville Ontario Canada
sxmpete
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Traveler
Joined: Dec 2006
Posts: 104
Oakville Ontario Canada
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GaKaye said: Pete, are you sure it covers you when you're outside the country? It's very unusual for a policy to cover a rental car outside the US (I realize you're in Canada). I agree with asking your insurance company to be sure, but don't accept their answer without researching for yourself. I was told my policy covered me in St. Maarten, but when I read the clause in the policy that my agent cited, it clearly stated I was covered only in US territories. I did check many years ago. I should probably check again to ensure policies have not changed without my notice.
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Re: Car included in house rental
[Re: sxmpete]
#65237
08/27/2015 08:17 AM
08/27/2015 08:17 AM
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Joined: Jul 2006
Posts: 13,436 Peaceful Eastern North Carolin...
GaKaye
Traveler
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Traveler
Joined: Jul 2006
Posts: 13,436
Peaceful Eastern North Carolin...
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sxmpete said:GaKaye said: Pete, are you sure it covers you when you're outside the country? It's very unusual for a policy to cover a rental car outside the US (I realize you're in Canada). I agree with asking your insurance company to be sure, but don't accept their answer without researching for yourself. I was told my policy covered me in St. Maarten, but when I read the clause in the policy that my agent cited, it clearly stated I was covered only in US territories. I did check many years ago. I should probably check again to ensure policies have not changed without my notice. Based on IslandGem's post, apparently some Canadian policies do provide coverage outside the country. We still don't know where the person who originally posted the question resides. Sure wish he or she would come back to the thread and clarify that.
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