When we were in our twenties and even thirties we sailed all over the world in every month without a genset and ac. We are now in our 50's and it is a different century. We try to never go anywhere without AC. Now we want the AC and genset to be quiet as well. We are very close to not taking any boat without a watermaker.

I do not accept this statement as the actual market in the BVI:

"except for one option. However, it's significantly more expensive -about $10K more."

I recommend doing a broader search for a new boat with a generator, AC, and watermark. I would not skip a trip just because one of the three were missing. I would do some work and pay a premium to have all three.