For All - Pro & Con
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Hertz Sint Maarten
http://hertz.sxmrentacar.com/
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CDW waiver comes with a deductible of $1,600 to $4,000 depending upon the vehicle rented (see their website for list of vehicles and deductibles)

Liability coverage comes with $400 deductible.

If you use your credit card for the CDW you are covered 100% but of course you are stuck with the paperwork should you need to file a claim.
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"It is important to understand that although referred to as
insurance, it isn’t really insurance at all – rather, the so called insurance arrangements are terms of your contract with the rental car company. The rental car company itself may be backed by its own insurers but this insurance cover, if it exists,does not extend directly to you.The protection you obtain from the rental contract is only as good as the ability of the rental car company to meet any claim. If the rental car company has few assets, in some circumstances that may leave you as the driver of the vehicle open to liability to third parties.It is a good idea to hire vehicles only from rental car companies that are obviously financially sound, and are more likely to be able to honor the insurance provisions of their contracts."


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