kim,

That's the coverage we had based on whichever AMEX card we used at the time and is the one I was telling you about. Got rid of AMEX card since it was so difficult to use on the island and thats pretty much the only place we do car rentals these days. And as I said, NO LIABILITY COVERAGE on this or any other credit card I've ever had.

For those who 'think' their umbrellas or hired car coverages cover you on SXM, do yourself a huge favor and check your policies closely. I was given misinformation from my agent and when I finally tried to interpret my umbrella and was still uncertain, I contacted the underwriting department of our carrier and they said in no uncertain terms, we did NOT have coverage on SXM even with a million dollar liability umbrella. Just check it out and don't assume coverage and possibly end up sorry down the road. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />