Recent history shows the underwriters will put a adjuster/surveyor on those boats. If the rough early numbers to fix the boat add up to +/- 80% of the insured value. The underwriter will pay off the total value of the policy and take the hull in salvage. Liquidators will be brought in to retitle and sell the wrecks. Certainly there are hulls in that image that can be repaired or combined with others to sail again. The most efficient path to that end is. Pay off the original owner. Sell the wreck to someone who wants the project. The insurance companies know they do better that way in any major damage project. That may be the only path for some of the smaller players to get back in business. It will take a large sum of cash. A bank will not lend on that plan.