I paid in full for three weeks at the Horny Toad. The owners and managers were off island when Irma hit and were unable to get back on the island. They have promised that when they are able to get back on the island and access the office (which appears to still be standing), they will refund my money. The transaction was by check, and I do have an electronic copy of the receipt they emailed to me. I believe them but doubt I'll be seeing a check for several more weeks.