Carol, you are absolutely on-target: "The only protection that timeshare owners have is the integrity of the developer or current owner. I would expect no protection from the SXM government or the court system." For example, look at what happened to the timeshare owners at the Caravanserai. It went up for auction and was purchased by a US citizen who said he was turning the timeshare building into a hotel, and then obnoxiously kissed the timeshare owners goodbye. The end? Hah!!! To all Atrium owners: the government will not help you; there is no agency to help you; you are in this alone. There is no class action on the island. Get yourselves a good lawyer.