Hi everyone! We will be travelling to Virgin Gorda for a week. Normally when we travel internationally we purchase medical insurance and evac. I just spoke with my US health insurance company and they would cover evac from US Virgin Islands to United States mainland. They also cover life and limb while traveling internationally. Because St. Thomas and St. John are so close I thought maybe it was not necessary to purchase a secondary policy. Just wanted to get your opinions of what you usually do?? Thanks for all of the help!