They did not request new appraisals. Made life easy!!! We made the move mostly because of the car rental liability, travel insurance for evacuation, and they will cover the contents of the condo in SXM, so wont have to deal with NAGICO!!!!! when all is said and done, yes it was more than our current policy, but only by about 900 when you add in the extras we shall see. maybe they suck you in then next year on renewal I will get hammered, will see.