Hey Bernk, Fellow Canadian here. Is there any reason why you choose BVIs? Cause if you are interested in seclusion you may want to consider Spanish Virgin Islands out of Fajardo. I have never been (yet!) but i understand that you will often find yourself completely alone at anchor especially during off season. Not a lot of restaurants and bars and complete opposite to what the BVIs are now. It is also a lot harder to get to the BVIs as Local Sailor mentioned. Depending on what time of the year you go you would find a lot more flights via Toronto direct to San Juan.

Good luck!