Ugh we cancelled. Terribly frustrated but the right thing to do. We were able to get a flight credit for the flights and a refund on the rental car. Just working through the villa we had booked, hoping that whatever we work out with the owner, our trip cancellation insurance will cover the difference. We've only ever spent one day on St. Maarten on a cruise. We had to cancel our trip in 2018 because of Irma and now 2020 because of COVID-19, just not sure this one was meant to be. Stay healthy all!