OK...thanks. I was curious as to what risk they see in charter financing. I haven't seen the HELOC issue in my clientele so maybe it is a USAA issue as they tend to be ultra conservative?. We just reset our own HELOC for another 10 year draw period and it was a major PIA. I believe the interest would be deductible for this "business investment" still...

I imagine you have seen the major RV dealer north of Richmond on 95 that always seemed to have packed lots and now has lots of empty space...

Good luck my friend...