We are a bit north of you in Maine with -35 degrees this morning. I cut and split my own wood on our woodlot and I just work a little more to keep the temp in the house a little warmer. We keep our house at least 72 degrees because we like to be warm in the winter. We will not go out today as the vehicles may not start anyway. <img src="http://www.traveltalkonline.com/forums/images/graemlins/Wink.gif" alt="" /> I guess to answer your question we are fair weather naturists. We will indulge when we can, but accept it when we cannot. We look at the Club O webcam and remember the times when we were there and look forward to the next time.