Good luck opening a bank account on the island. You may have difficulty without having residency, but in any event you will be jumping through many hoops and needing lots of documents. I bank with RBC and we opened our account when they used to have 6 branches on the island: one of them within 2 miles of our condo. Now there is just one main branch in Phillipsburg, and going to the bank for a simple deposit or withdrawal can take half the day sometimes. Just take a deep breath and remember you are in Paradise! My advice is to look for a bank that's convenient to where you live.