Well Elaine , we have been dealing with the Cozzolino for over thirty years and they had no problem . We took care of all of their bills. The Late Mr. Salvatore Cozzolino use to bring his whole family , grand kids plus on a big Bus to stay at Mullet Bay Resort and then after he bought the big home in Cote de Zur. They had their own account with RBC and we open one for them at WIB to this day. Go figure.