Hope this is not too far off topic but, has anyone noticed SXM businesses adding a surcharge on credit card sales? In NY and the midatlantic we've found that many merchants are adding on about 3% for the use of credit cards to cover their processing costs. I understand why merchants do that, but it pretty well wipes out the benfit of using the card. Also, in almost all cases, the server or cashier did not alert us to the charge.

On a related topic, for SXM travel, we will be using the United Explorer Visa card which does not charge a foreign exchange fee.