We have just returned and also went to both. We prefer Cow wreck for food and drinks and Loblolly for snorkling. I have found the late afternoon is best for snorkling at Loblolly or Flash of beauty. More fish and less people. A new surprise for food was the Wonky Dog. Food and service was great and it was different from the other restaurants. Thanks for the ABC recommendation. Something new for next year. Only 50 more weeks for us.