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WWII said:
Your US automobile insurance will not cover you for anything on your rental car in sxm. This has been discussed here many times and no one who's checked with their insurance company has been covered. If someone has a policy that does, it will be the first we've ever heard of.


This is not 100% true. I have spoken to my insurance company (NJ Manufactures) and my liability insurance covers me anywhere in the world. Now I don't know if this is a requirement of NJ insurance companies or I just got lucky.