While booking JB today, they offered a very inexpensive policy at the time of purchase. It had evacuation at $50000 plus full coverage. It would take you to a facility or home. I was unsure what exactly it would do, so was not comfortable taking it. After I noticed their telephone number on our ticket and called. The girl said it would bring you to the closest hospital, to make sure you were stable, and then home---still wasn't sure. Then after checking the price, it wasn't the $95 offered while buying the ticket. I would think that any insurance would want you to be seen before being transported, but it still wasn't clear if they would then transport you to a hospital near home.

After reading this, I thought I should try SkyMed . I believe you would still need a separate insurance to cover trip cancellation.