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Carol_Hill said:
When you buy insurance at the EXACT same time you buy the ticket (on AA anyway, not sure about Jet Blue) the price is lower than if you try to buy it later. I had one time that I sure thought I had clicked the box to buy the insurance and it didn't go through. I called the same day and said that I had intended to buy it, claimed it was a computer snafu, and they let me buy it for the same price as before. I honestly don't really know what kind of medical evac is covered with those policies, but it sure is better than nothing..


This is the issue that puzzled me. I've always understood that if you purchase such insurance immediately upon booking the trip (I think there's a 2 week window) you are covered for "pre-existing conditions" but if you wait, they may not cover you for illnesses that were, more or less, predictable. That seems to be the case for the OP. For SkyMed to insure for heart problems, knowing there were existing heart issues, is pretty generous.