Hmmm, Banana Bay Resort. Their web site says the pool is topless optional, but some of the review talk about the pool being clothing optional...That tells me it depends on who else is there if it really is clothing optional. The reviews are all over the place. Looking at the pictures, makes you think twice. Maybe this is an option but I dont know if it is worth the risk to sacrifice some of our clothes free vacation days. We will keep looking. Right now we are leaning toward "no go" on Key West.