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Bank of America Customers #196648
06/04/2019 09:47 AM
06/04/2019 09:47 AM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
Traveler
BillandElaine  Offline OP
Traveler
Joined: Sep 2003
Posts: 18,560
St Maarten
Scotiabank is now charging $5 for ATM withdrawals for BOA customers, it has been free in the past.

Last edited by BillandElaine; 06/04/2019 09:54 AM.

Elaine
*********************************
God Bless the broken road....
SXM Sponsors
Re: Bank of America Customers [Re: BillandElaine] #196649
06/04/2019 10:00 AM
06/04/2019 10:00 AM
Joined: May 2008
Posts: 772
Conway, SC 29526
bigbobthib Offline
Traveler
bigbobthib  Offline
Traveler
Joined: May 2008
Posts: 772
Conway, SC 29526
TY for the heads up.

Re: Bank of America Customers [Re: BillandElaine] #196654
06/04/2019 10:22 AM
06/04/2019 10:22 AM
Joined: Nov 2018
Posts: 41
Toronto
I
IAmCdn54 Offline
Traveler
IAmCdn54  Offline
Traveler
I
Joined: Nov 2018
Posts: 41
Toronto
Their webpage says the opposite...at least for customers using their Scotiabank card. It may just be lagging in reflecting what happens in real time life.

http://sx.scotiabank.com/about-scot...r-machines-atms/global-atm-alliance.html

There are of course the usual legal weasel words in mice type at the bottom:

By free access, we mean Scotiabank will waive the International ATM Access Fee and Global ATM Alliance members will waive any terminal convenience or usage fees for any withdrawal transactions performed at Global ATM Alliance machines with your ScotiaCard. Free access does not apply to Scotiabank ATMs in Puerto Rico, Costa Rica, El Salvador, Panama, or Belize. All regular account fees continue to apply.

Re: Bank of America Customers [Re: BillandElaine] #196657
06/04/2019 10:26 AM
06/04/2019 10:26 AM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
Traveler
BillandElaine  Offline OP
Traveler
Joined: Sep 2003
Posts: 18,560
St Maarten
That may be what the web site says. However the reality is we live here and have been using Scotiobank for about 15 years with no charges. Yesterday we were charged $5 for our transaction. Probably in anticipation of their pending sell out to some other financial institution. The ATM's have all been changed out too.


Elaine
*********************************
God Bless the broken road....
Re: Bank of America Customers [Re: BillandElaine] #196671
06/04/2019 11:34 AM
06/04/2019 11:34 AM
Joined: May 2008
Posts: 686
Lake Texoma, Texas
C
cruzer Offline
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cruzer  Offline
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C
Joined: May 2008
Posts: 686
Lake Texoma, Texas
BofA doesn't sock you with the foreign based transacation fee of 3%? They do for me, or at least say they will, so I got a different ATM card.

Re: Bank of America Customers [Re: cruzer] #196673
06/04/2019 11:36 AM
06/04/2019 11:36 AM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
Traveler
BillandElaine  Offline OP
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Joined: Sep 2003
Posts: 18,560
St Maarten
Never have in all these years, at the ATM. We don't use it as a debit card. Our CC's (not BOA) have no fees for transactions here.


Elaine
*********************************
God Bless the broken road....
Re: Bank of America Customers [Re: BillandElaine] #196676
06/04/2019 11:40 AM
06/04/2019 11:40 AM
Joined: May 2008
Posts: 686
Lake Texoma, Texas
C
cruzer Offline
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cruzer  Offline
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C
Joined: May 2008
Posts: 686
Lake Texoma, Texas
Now you have me intrigued (or, I'm just easliy confused). You can withdraw cash at an ATM using a credit card, paying no % of withdrawal fees, or not incurring interest charges?

Re: Bank of America Customers [Re: cruzer] #196677
06/04/2019 11:45 AM
06/04/2019 11:45 AM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
Traveler
BillandElaine  Offline OP
Traveler
Joined: Sep 2003
Posts: 18,560
St Maarten
No, I'm talking about using BOA ATM cards at Scotiabank ATM to withdraw $ from a BOA account in the US. Up until now, Scotiabank had some kind of arrangement with BOA for this service.


Elaine
*********************************
God Bless the broken road....
Re: Bank of America Customers [Re: BillandElaine] #196678
06/04/2019 11:51 AM
06/04/2019 11:51 AM
Joined: May 2008
Posts: 686
Lake Texoma, Texas
C
cruzer Offline
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cruzer  Offline
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C
Joined: May 2008
Posts: 686
Lake Texoma, Texas
Ok, in the US. Thanks.

Re: Bank of America Customers [Re: cruzer] #196680
06/04/2019 12:02 PM
06/04/2019 12:02 PM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
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BillandElaine  Offline OP
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Joined: Sep 2003
Posts: 18,560
St Maarten
The ScotiaBank here on SXM.


Elaine
*********************************
God Bless the broken road....
Re: Bank of America Customers [Re: BillandElaine] #196693
06/04/2019 01:18 PM
06/04/2019 01:18 PM
Joined: Apr 2005
Posts: 7,461
Vermont
sxmmartini Offline
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sxmmartini  Offline
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Joined: Apr 2005
Posts: 7,461
Vermont
I would say go cashless except there are still many businesses in SXM that are cash only. In New York almost everyone pays with debit or apple pay. It is funny to see customers at 7/11 with a coffee in one hand and their cell phone to pay for the coffee in the other.

Re: Bank of America Customers [Re: BillandElaine] #196741
06/05/2019 07:21 AM
06/05/2019 07:21 AM
Joined: Jul 2006
Posts: 635
Palm Beach County
jenniboston Offline
Traveler
jenniboston  Offline
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Joined: Jul 2006
Posts: 635
Palm Beach County
ScotiaBank is probably passing along a fee that BOA is charging. Unless you're also paying a fee to BOA.

Re: Bank of America Customers [Re: BillandElaine] #196746
06/05/2019 07:53 AM
06/05/2019 07:53 AM
Joined: Jul 2004
Posts: 1,040
falmouth,MA
wendyk Offline
Traveler
wendyk  Offline
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Joined: Jul 2004
Posts: 1,040
falmouth,MA
Next time you're back in the States, look into opening an account with TD Bank. They re-emburse ATM fees world-wide. That's what I use in SXM.

Re: Bank of America Customers [Re: jenniboston] #196754
06/05/2019 09:06 AM
06/05/2019 09:06 AM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
Traveler
BillandElaine  Offline OP
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Joined: Sep 2003
Posts: 18,560
St Maarten
The fee is from BOA, not ScotiaBank.


Elaine
*********************************
God Bless the broken road....
Re: Bank of America Customers [Re: wendyk] #196755
06/05/2019 09:07 AM
06/05/2019 09:07 AM
Joined: Sep 2003
Posts: 18,560
St Maarten
BillandElaine Offline OP
Traveler
BillandElaine  Offline OP
Traveler
Joined: Sep 2003
Posts: 18,560
St Maarten
Just going to bring back cash and stash it


Elaine
*********************************
God Bless the broken road....
Re: Bank of America Customers [Re: BillandElaine] #196786
06/05/2019 03:08 PM
06/05/2019 03:08 PM
Joined: Aug 2000
Posts: 1,370
Hershey, Pennsylvania
Tom Offline
Traveler
Tom  Offline
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Joined: Aug 2000
Posts: 1,370
Hershey, Pennsylvania
I appreciate the "head's up" on this. Used BOA Travel Awards card in December /January with no problems. Checked in advance for standard terms (collision coverage/no up charge for foreign purchases etc.) . Will know to use another card for ATM next vacation.

Re: Bank of America Customers [Re: BillandElaine] #196789
06/05/2019 03:28 PM
06/05/2019 03:28 PM
Joined: Dec 2004
Posts: 5,081
Massachusetts
boucharda Online content
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boucharda  Online Content
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Joined: Dec 2004
Posts: 5,081
Massachusetts
BOA Travel Awards card is a CC.....I hope you don't use a CC to get cash out of an ATM. It's still appropriate to use that BOA card for the purchases you mentioned

Re: Bank of America Customers [Re: BillandElaine] #196797
06/05/2019 05:06 PM
06/05/2019 05:06 PM
Joined: Apr 2005
Posts: 7,461
Vermont
sxmmartini Offline
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sxmmartini  Offline
Traveler
Joined: Apr 2005
Posts: 7,461
Vermont
Scotia Bank SXM's ATM operator is Global ATM Alliance which may have changed from another ATM operator?

Check with other banks on the island or another ATM to see if there is a different ATM operator with lower fees...

I have used the ATM in the gas station at the border roundabout but there was a fee as well.

Re: Bank of America Customers [Re: sxmmartini] #196802
06/05/2019 05:26 PM
06/05/2019 05:26 PM
Joined: Dec 2004
Posts: 5,081
Massachusetts
boucharda Online content
Traveler
boucharda  Online Content
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Joined: Dec 2004
Posts: 5,081
Massachusetts
...or use a card that refunds all atm fees

Re: Bank of America Customers [Re: BillandElaine] #196805
06/05/2019 05:45 PM
06/05/2019 05:45 PM
Joined: Jul 2004
Posts: 1,040
falmouth,MA
wendyk Offline
Traveler
wendyk  Offline
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Joined: Jul 2004
Posts: 1,040
falmouth,MA
That works too!


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