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CDW #204092
09/08/2019 12:48 PM 09/08/2019 12:48 PM
Joined: Feb 2009
Posts: 81
Maryland
S
SXMMD Offline OP
Traveler
SXMMD  Offline OP
Traveler
S
Joined: Feb 2009
Posts: 81
Maryland
is it advisable for one to get CDW insurance when renting a car? I’ve seen a lot of opinions on liability but, not CDW.
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Re: CDW [Re: SXMMD] #204093
09/08/2019 12:49 PM 09/08/2019 12:49 PM
Joined: Sep 2003
Posts: 18,574
St Maarten
BillandElaine Offline
Traveler
BillandElaine  Offline
Traveler
Joined: Sep 2003
Posts: 18,574
St Maarten
Check your credit card. Most carry CDW I believe.

Elaine
*********************************
God Bless the broken road....
Re: CDW [Re: SXMMD] #204097
09/08/2019 01:25 PM 09/08/2019 01:25 PM
Joined: May 2008
Posts: 689
Lake Texoma, Texas
C
cruzer Offline
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cruzer  Offline
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C
Joined: May 2008
Posts: 689
Lake Texoma, Texas
Not only do most credit cards cover CDW, but you also have to decline the agency's offering for it to be effective.
Re: CDW [Re: cruzer] #204098
09/08/2019 01:30 PM 09/08/2019 01:30 PM
Joined: Mar 2009
Posts: 18,689
Auburn, WA
SXMScubaman Offline
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SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,689
Auburn, WA
Good you posted that. Many people don't know they have to decline the rental insurance.
Re: CDW [Re: SXMMD] #204105
09/08/2019 03:32 PM 09/08/2019 03:32 PM
Joined: Feb 2009
Posts: 81
Maryland
S
SXMMD Offline OP
Traveler
SXMMD  Offline OP
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S
Joined: Feb 2009
Posts: 81
Maryland
Thanks everybody. Calling our insurance company is at the tops of tomorrow’s to do list
Re: CDW [Re: SXMMD] #204106
09/08/2019 03:47 PM 09/08/2019 03:47 PM
Joined: Mar 2001
Posts: 17,512
Ohio
ruralcarrier Offline
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ruralcarrier  Offline
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Joined: Mar 2001
Posts: 17,512
Ohio
Originally Posted by SXMMD
Thanks everybody. Calling our insurance company is at the tops of tomorrow’s to do list

Your personal auto insurance will likely not cover you in SXM.

J.D.
Re: CDW [Re: SXMMD] #204120
09/08/2019 06:51 PM 09/08/2019 06:51 PM
Joined: Mar 2009
Posts: 18,689
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,689
Auburn, WA
Call your CC company instead
Re: CDW [Re: SXMScubaman] #204133
09/08/2019 11:03 PM 09/08/2019 11:03 PM
Joined: Feb 2009
Posts: 81
Maryland
S
SXMMD Offline OP
Traveler
SXMMD  Offline OP
Traveler
S
Joined: Feb 2009
Posts: 81
Maryland
👍🏼
Re: CDW [Re: SXMMD] #204148
09/09/2019 09:32 AM 09/09/2019 09:32 AM
Joined: Feb 2009
Posts: 81
Maryland
S
SXMMD Offline OP
Traveler
SXMMD  Offline OP
Traveler
S
Joined: Feb 2009
Posts: 81
Maryland
Our credit card covers the car if it’s damaged or stolen, we will pay $5 per day for liability through the rental car company. Thank you all for your input 🏖
Re: CDW [Re: SXMMD] #204158
09/09/2019 10:33 AM 09/09/2019 10:33 AM
Joined: Mar 2009
Posts: 18,689
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,689
Auburn, WA
Also check to see if spouse is also included in rental as a driver and covered with the liability portion.
Re: CDW [Re: SXMMD] #204173
09/09/2019 12:31 PM 09/09/2019 12:31 PM
Joined: Sep 2017
Posts: 50
Wichita, KS
fritzks Offline
Traveler
fritzks  Offline
Traveler
Joined: Sep 2017
Posts: 50
Wichita, KS
Be careful. Had an incident in Martinique. Paid for the extra CDW but with a deductible (They said it was required and included.) Also used United Visa which has CDW coverage. United Visa would not cover deductible (500Euro) since I purchased CDW thru the rental agency. Visa said that if I would have declined, they would have covered the whole bill.
Re: CDW [Re: fritzks] #204174
09/09/2019 12:41 PM 09/09/2019 12:41 PM
Joined: Mar 2009
Posts: 18,689
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,689
Auburn, WA
Yep. That's how it works. Have to decline the insurance from rental company.

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