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#204092 09/08/2019 12:48 PM
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is it advisable for one to get CDW insurance when renting a car? I’ve seen a lot of opinions on liability but, not CDW.

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SXMMD #204093 09/08/2019 12:49 PM
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Check your credit card. Most carry CDW I believe.


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SXMMD #204097 09/08/2019 01:25 PM
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Not only do most credit cards cover CDW, but you also have to decline the agency's offering for it to be effective.

cruzer #204098 09/08/2019 01:30 PM
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Good you posted that. Many people don't know they have to decline the rental insurance.

SXMMD #204105 09/08/2019 03:32 PM
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Thanks everybody. Calling our insurance company is at the tops of tomorrow’s to do list

SXMMD #204106 09/08/2019 03:47 PM
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Originally Posted by SXMMD
Thanks everybody. Calling our insurance company is at the tops of tomorrow’s to do list

Your personal auto insurance will likely not cover you in SXM.


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SXMMD #204120 09/08/2019 06:51 PM
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Call your CC company instead

SXMScubaman #204133 09/08/2019 11:03 PM
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👍🏼

SXMMD #204148 09/09/2019 09:32 AM
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Our credit card covers the car if it’s damaged or stolen, we will pay $5 per day for liability through the rental car company. Thank you all for your input 🏖

SXMMD #204158 09/09/2019 10:33 AM
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Also check to see if spouse is also included in rental as a driver and covered with the liability portion.

SXMMD #204173 09/09/2019 12:31 PM
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Be careful. Had an incident in Martinique. Paid for the extra CDW but with a deductible (They said it was required and included.) Also used United Visa which has CDW coverage. United Visa would not cover deductible (500Euro) since I purchased CDW thru the rental agency. Visa said that if I would have declined, they would have covered the whole bill.

fritzks #204174 09/09/2019 12:41 PM
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Yep. That's how it works. Have to decline the insurance from rental company.


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