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Joined: Feb 2009
Posts: 81
Traveler
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OP
Traveler
Joined: Feb 2009
Posts: 81 |
is it advisable for one to get CDW insurance when renting a car? I’ve seen a lot of opinions on liability but, not CDW.
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Joined: Sep 2003
Posts: 18,597 Likes: 1
Traveler
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Traveler
Joined: Sep 2003
Posts: 18,597 Likes: 1 |
Check your credit card. Most carry CDW I believe.
Elaine
*********************************
God Bless the broken road....
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Joined: May 2008
Posts: 720 Likes: 3
Traveler
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Traveler
Joined: May 2008
Posts: 720 Likes: 3 |
Not only do most credit cards cover CDW, but you also have to decline the agency's offering for it to be effective.
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Joined: Mar 2009
Posts: 19,309 Likes: 2
Traveler
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Traveler
Joined: Mar 2009
Posts: 19,309 Likes: 2 |
Good you posted that. Many people don't know they have to decline the rental insurance.
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Joined: Feb 2009
Posts: 81
Traveler
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OP
Traveler
Joined: Feb 2009
Posts: 81 |
Thanks everybody. Calling our insurance company is at the tops of tomorrow’s to do list
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Joined: Mar 2001
Posts: 17,785 Likes: 1
Traveler
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Traveler
Joined: Mar 2001
Posts: 17,785 Likes: 1 |
Thanks everybody. Calling our insurance company is at the tops of tomorrow’s to do list Your personal auto insurance will likely not cover you in SXM.
J.D.
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Joined: Mar 2009
Posts: 19,309 Likes: 2
Traveler
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Traveler
Joined: Mar 2009
Posts: 19,309 Likes: 2 |
Call your CC company instead
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Joined: Feb 2009
Posts: 81
Traveler
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OP
Traveler
Joined: Feb 2009
Posts: 81 |
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Joined: Feb 2009
Posts: 81
Traveler
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OP
Traveler
Joined: Feb 2009
Posts: 81 |
Our credit card covers the car if it’s damaged or stolen, we will pay $5 per day for liability through the rental car company. Thank you all for your input 🏖
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Joined: Mar 2009
Posts: 19,309 Likes: 2
Traveler
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Traveler
Joined: Mar 2009
Posts: 19,309 Likes: 2 |
Also check to see if spouse is also included in rental as a driver and covered with the liability portion.
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Joined: Sep 2017
Posts: 50
Traveler
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Traveler
Joined: Sep 2017
Posts: 50 |
Be careful. Had an incident in Martinique. Paid for the extra CDW but with a deductible (They said it was required and included.) Also used United Visa which has CDW coverage. United Visa would not cover deductible (500Euro) since I purchased CDW thru the rental agency. Visa said that if I would have declined, they would have covered the whole bill.
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Joined: Mar 2009
Posts: 19,309 Likes: 2
Traveler
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Traveler
Joined: Mar 2009
Posts: 19,309 Likes: 2 |
Yep. That's how it works. Have to decline the insurance from rental company.
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