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Travel Insurance #225817
05/01/2020 01:33 PM
05/01/2020 01:33 PM
Joined: Oct 2003
Posts: 2,827
Galena, IL
indi Offline OP
Traveler
indi  Offline OP
Traveler
Joined: Oct 2003
Posts: 2,827
Galena, IL
Am I correct that there is no travel insurance that covers a pandemic?


Joyce M-C
[Linked Image]
SXM Sponsors
Re: Travel Insurance [Re: indi] #225819
05/01/2020 01:47 PM
05/01/2020 01:47 PM
Joined: Aug 2000
Posts: 82,472
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,472
Central Florida!
IF you purchase 'cancel for any reason' insurance, which is significantly more expensive than other insurance, it would cover Covid 19, because you don't NEED a reason to cancel. Generally it has to be purchased VERY near in time to when you make the original purchase of the travel. That is usually defined as something like within seven days of purchase. You could check with TTOL sponsor Insure My Trip to compare insurances side by side.

Now, a DIFFERENT question is whether any companies are even writing 'cancel for any reason' insurance right now. That I don't know, but Insure My Trip should know the answer.

By the way, if you click on the TTOL sponsor link for Insure my Trip, your cost is exactly the same as if you had gone directly to their website, but TTOL gets a small commission.



Carol Hill
Re: Travel Insurance [Re: Carol_Hill] #225821
05/01/2020 01:54 PM
05/01/2020 01:54 PM
Joined: Oct 2003
Posts: 2,827
Galena, IL
indi Offline OP
Traveler
indi  Offline OP
Traveler
Joined: Oct 2003
Posts: 2,827
Galena, IL
Thanks for the reminder about Insure My Trip. They have COVID-19 travel insurance information posted on their site.


Joyce M-C
[Linked Image]
Re: Travel Insurance [Re: indi] #225824
05/01/2020 02:05 PM
05/01/2020 02:05 PM
Joined: Aug 2000
Posts: 82,472
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,472
Central Florida!
OK, I posted a link there, but didn't look at it myself! duh hope you are able to find what you need.


Carol Hill
Re: Travel Insurance [Re: indi] #225834
05/01/2020 03:51 PM
05/01/2020 03:51 PM
Joined: Mar 2001
Posts: 17,476
Ohio
ruralcarrier Offline
Traveler
ruralcarrier  Offline
Traveler
Joined: Mar 2001
Posts: 17,476
Ohio
I recently booked on both AA and Delta and one of them (the insurance they offer when you purchase) mentioned Covid-19 and it sounded like it was covered but may be changing. I do not recall which one as I did not read it that close.


J.D.
Re: Travel Insurance [Re: indi] #225856
05/02/2020 07:10 AM
05/02/2020 07:10 AM
Joined: Feb 2007
Posts: 4,348
Rhode Island
RonDon Online content
Traveler
RonDon  Online Content
Traveler
Joined: Feb 2007
Posts: 4,348
Rhode Island
When I booked an August 2020 Rhine River cruise through a travel agent she also sold us trip insurance Travel Guard. Now because of COV-19 I have a choice of rebooking for 2021 or 2022 and have this insurance extend to cover that trip or I can totally cancel the trip. It was costly though.

Re: Travel Insurance [Re: RonDon] #225859
05/02/2020 08:28 AM
05/02/2020 08:28 AM
Joined: Aug 2000
Posts: 82,472
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,472
Central Florida!
If it were ME, I'd cancel and get my money back. You could still re-book the same trip later on, depending on how circumstances are at that time.


Carol Hill

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