I often get involved with catastrophic event recovery as part of what I do (power generation, transmission and distribution equipment) but that's typically limited to individual events like a factory fire, or a customer who's facility was part of a larger disaster such as the flooding with Harvey. One general observation I've made is that the haste in which the insurance companies drive claim settlement and reconstruction is greatly accelerated if their insured has a rider policy that covers loss of revenue while they are down. Some customers even have coverage that pays employee salaries and benefits until the facility is back up and running. I've seen this with everything from auto plants to hotels...sending cargo jets for materials and workers, dedicated trucks and transport with multiple drivers to keep them moving, paying huge fees to expedite normal equipment lead times, etc. All because those costs were small compared to what was being paid out under the loss of revenue coverage. If any of the properties carried that type of insurance on the island, you'll be amazed at how fast they get back up versus the properties that have standard coverage.

Hopefully, we don't have a repeat of the insurance fraud that some resorts and businesses suffered after Luis, when it was found their insurance agent had stolen their premiums. If I remember, this was one of the reasons Mullet Bay Resort was not rebuilt. I'm guessing (hoping) that there was far more vigilance and oversight in that regard going forward. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />