Can we drop the words Insurance and Policies from this conversation?

I'm splitting hairs, but depending on where most of us live, SkyMed is a Membership, not an Insurance Policy. Insurance is regulated. Membership is not. The other medevac companies which I am familiar with are similar - membership, not insurance. I have no issues with SkyMed, the MedJet Assist which I use (same thing, Membership, not Insurance), or similar companies (I get quarterly mail solicitations from one). But, except in limited locations, they are not Insurance.

I have been buying medevac membership for years, and highly recommend it to everyone. Just know what you are buying.