Right, no need for evac so long as not medically necessary, which would be a very small percentage of cases. One would need to quarantine on island until you no longer test positive. As far as the required Covid insurance, if medical evac was medically necessary, one would ASSUME that it would be covered by the required insurance. However, one knows what happens when one ASSUMES. As far as paying for a place to stay after testing positive, under some island's plans, the cost of the quarantine housing is covered by the required insurance. The devil is in the details, which of course, there are very few in this circumstance, as of now.