My processor said my machine is chip ready. Capital One said they will have chip cards by 2016. When we were in Europe no unattended machines, like the trains and Metro all required chip cards. We did get a British Airways card for the Avios and the trip.

CC news flash, there is legislation to remove the sales tax from the processing fee. This is huge for high ticket items, like people who buy cars with CC's for the mileage. Example a $30,000 car at 8% sales tax is $2400 not being charged for processing. However the logistics of this state to state with different % of sales tax is staggering.