1. Common Sense Exam...excellent idea!
2. Dinghy over with beers...great idea - all but gone in this text msg age
3. "not much else you can do"...True, unless you're a pirate and then a plank would be good. A plank for them walking off of or you pummeling them with!
Seriously, how in the world do you not know that... a) It's questionable/wrong to anchor near/on a reef!? and b) That the reef is there!?