i have a CapOne Venture card that is Chip + Signature...no obvious benefit over the old magnetic strip only cards

although i prefer to use my CapOne, i also carry a PenFed Visa card that is true chip + PIN when traveling internationally...the chip+PIN has been necessary at European unmanned metro/train kiosks and at gas stations after hours when no attendant was working...the chip+PIN card has also been useful buying gas on St. Barth after hours

the PenFed card has no yearly fee nor does it incur foreign transaction fees on purchases <img src="http://www.traveltalkonline.com/forums/images/graemlins/Thumbsup.gif" alt="" />