kim said:
The way Irina explained it exactly how it was explained to me. Only need a "pin" if I was using the card as a debit card - to take money out. The difference is the type of machine used, the card is used as a swipe or also in the newer terminals it is inserted and left in until the transaction is complete.
No Kim, 2 different types of cards. The European "chip and pin" cards are credit cards, not debit cards. The pin is required for every transaction.
